Mid Atlantic Resource Group

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td valign="top" width="384"> <table align="left" border="0"> <tr> <td> <img src="images/ACF23A9.JPG" border="0" alt="Mid Atlantic Resource Group" width="254" height="83"> </td> <td> <img SRC="images/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> </tr> </table> <font face=arial size=2><br>The Mid Atlantic Resource Group is a diversified financial services organization that combines the strengths of two long-term insurance and financial services practices - Mid Monmouth Financial Concepts of Neptune, NJ and the O’Brien Financial Group of Totowa, NJ. <br><br>With twenty-five years of experience and more than seventy-five professional and service associates in our three divisions – Personal Financial Services, Employee Benefits and Property& Casualty - we are uniquely equipped to bring significant strength and resources to our personal and business client relationships. Our goal is to provide each client with “Single Source Solutions” to their insurance, investment and financial planning needs.</font><br> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"> <img src="images/TA30_r4_c1.gif" border="0" alt="Calculators" width="192" height="43"></td><td colspan="2" width="192" height="43" valign="bottom"> <img src="images/TA30_r4_c4.gif" border="0" alt="Newsletters" width="192" height="43"></td></tr> <tr><td width="14" valign="top" background="images/TA30_r5_c1.gif"> </td> <td valign="top" width="178"><p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=139" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Loan Payoff</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much will it cost to pay off a loan over its lifetime?</font></p><p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=140" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Home Affordability</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate of the maximum amount of financing you can expect to get when you begin house hunting.</font></p><p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=141" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Mortgage Refinancing</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Determine whether you should consider refinancing your mortgage.</font></p><p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="images/TA30_r5_c4.gif"> </td> <td valign="top" width="178"><p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=686" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">What’s in Store for ‘04?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> If the experts’ predictions hold true, the time for optimism and opportunity may be finally coming.</font></p><p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=719" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Your Business and Your Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Building an investment portfolio outside your business can help insure your retirement is not exposed to business risk.</font></p><p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=742" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Dividend Payouts</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Thanks to the 2003 tax-law changes, many companies are changing the way they operate and paying more of their profits to shareholders in the form of dividends.</font></p><p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=745" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">One-Year Performance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Because past results don’t indicate the future, performance is only one facet to consider when evaluating mutual funds. When selecting a mutual fund for your portfolio, it’s wise to get all the facts.</font></p><p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="images/TA30_r1_c6.gif" border="0" alt="Market Watch" width="225" height="32"></td> </tr> <tr> <td width="14" background="images/TA30_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>August 06, 2004 @ 17:48 </b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$DJI" target="mondo"><strong>Dow Jones Industrials</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 9,815.33</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 147.70</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$DJT" target="mondo"><strong>Dow Jones Transportation</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,966.08</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 88.75</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$DJU" target="mondo"><strong>Dow Jones Utilities</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 284.39</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 2.00</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=COMP" target="mondo"><strong>Nasdaq Composite</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,776.89</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 44.74</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=NDX" target="mondo"><strong>Nasdaq 100</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,315.30</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 38.14</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=SPX" target="mondo"><strong>S&P 500</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,063.97</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 16.73</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=MID" target="mondo"><strong>S&P Mid-Cap 400</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 551.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 9.19</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=SML" target="mondo"><strong>S&P Small-Cap 600</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 264.47</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 6.79</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=RUT" target="mondo"><strong>Russell 2000</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 519.65</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 12.71</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=NYA" target="mondo"><strong>NYSE Composite</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 6,225.83</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 69.27</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=XAX" target="mondo"><strong>AMEX Composite</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,221.28</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 3.19</strong></font></td></tr><tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=TNX" target="mondo"><strong>10 Year Treasury Note</strong></font></a></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 42.17</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.83</strong></font></td></tr><tr><form action="http://templates.pcquote.com/emerald/detailquote.php" method="post" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="ticker" value=""> <input type=submit value="Get Quote"></td></form></tr> <tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr></table> </td> </tr> </table> </td> </tr> <tr><td align="center" colspan="3"><font face="Arial, Helvetica, sans-serif" size="1"><br><p>Our firm has various representatives that are licensed to conduct business in CT,DE,FL,NJ,NY,PA for non-registered insurance products only.</p> We also have various representatives that are licensed and registered to conduct business in the following states: CT,DE,FL,NJ,NY,PA for non-registered and registered insurance products, as well as securities.</p><p>Mid Atlantic Resource Group is independently owned and operated.</p></font></td></tr><tr><td colspan="3"><br> <div align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> [ <a href="index.cfm" target="_top"><font color="#0000FF">Home</font></a> | <a href="index.cfm?source=section1.cfm" target="_top"><font color="#0000FF">About Us</font></a> | <a href="index.cfm?source=openings.cfm" target="_top"><font color="#0000FF">Career Opportunities</font></a> | <a href="index.cfm?source=account_info.cfm" target="_top"><font color="#0000FF">Account Information</font></a> | <a href="index.cfm?source=quotes.cfm" target="_top"><font color="#0000FF">Market Information</font></a> ]<br> [ <a href="index.cfm?source=products.cfm" target="_top"><font color="#0000FF">Products & Services</font></a> | <a href="index.cfm?source=calc_hdr.cfm&type=C" target="_top"><font color="#0000FF">Financial Calculators</font></a> | <a href="index.cfm?source=agents.cfm" target="_top"><font color="#0000FF">Our Associates</font></a> | <a href="javascript:new_window('https://www.emeraldtools.com/forms/contact_form.cfm?SSLID=7478&SN=22225493','680','550')" target="_self"><font color="#0000FF">Contact Us</font></a> ]<br> Mid Atlantic Resource Group, 3301 A Highway 66, Neptune, NJ, 07753 732-922-6300 <br>Copyright 2004 Mid Atlantic Resource Group, Securian Financial Network. 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