Life and AD&D - Hartford

February 1, 2004 - January 31, 2005

Information provided is in summary format.  Any difference between the summary provided and actual contract will be settled in favor of the contract.

Eligibility  

All Active Full-time Employees who are U.S. citizens or U.S. residents, excluding temporary and seasonal employees

Life Coverage Amount

$20,000

Accidental Death and Dismemberment  

If you sustain an accidental Bodily Injury which results in loss of life, sight, or limb within 365 days of the injury you are entitled to certain additional benefits.

Coverage amount reduces by 35% at ages 65, 70, 75 and 25% at ages 80, 85, 90, and 95.  

Life Guarantee Issue Amount

If you enroll within 31 days of your eligibility date, you are approved for coverage up the your coverage amount without evidence of insurability.

If you become totally disabled while insured, premiums are waived if total disability begins before age 60 and before you are retired.

Conversion

If your Life Insurance ceases, you may be able to convert your Life Insurance to an individual policy.  You need to apply for a Conversion Privilage within 31 days.