Add'l Life/AD&D

	Monthly Rate per $10,000 of Life Insurance benefit unit per employee rate		Monthly Rate per $5,000 of Life Insurance benefit unit per spouse rate
AGE	Non-Tobacco Use	Tobacco Use	Spouse
Less than age 25	.99	1.47	.59
25 - 29	.99	1.47	.59
30 - 34	1.03	1.54	.63
35 - 39	1.35	2.18	.86
40 - 44	1.88	3.32	1.23
45 - 49	2.97	5.20	1.91
50 - 54	4.59	8.83	3.00
55 - 59	7.55	12.55	4.58
60 - 64	11.40	17.75	7.93
65 - 69	19.80	29.36	13.44
70 - 74	35.30	51.00	23.66
75 and over	71.05	91.68	46.95