Life

Central Washington School Employees Benefit Trust

Other Benefit Summaries:

Life/AD&D Plan - Regence Life & Health Insurance Company
Employees Only

November 1, 2008 - October 31, 2009

Information provided is in summary format. Any difference between the summary provided and actual contract will be settled in favor of the contract.

Death Benefit

$25,000 Life/AD&D

Terminal Illness Accelerated Benefit

Up to 50% of the death benefit

Accidental Death and Dismemberment Rider

Covered Loss	Benefits Payable
Accidental Death or Loss of two or more members (hand, foot or sight of an eye)	100% of applicable death benefit
Quadriplegia	100% of applicable death benefit
Loss of speech and loss of hearing in both ears	100% of applicable death benefit
Paraplegia	75% of applicable death benefit
Loss of one member or loss of speech or loss of hearing in both ears ("member" means a hand, foot or sight of an eye)	50% of applicable death benefit
Hemiplegia	50% of applicable death benefit
Loss of thumb and index finger of the same hand	25% of applicable death benefit

Common Carrier Benefit

Yes

Monthly Coma Benefit

Yes

Seat Belt Benefit

50% of the amount payable for accidental loss of life of the insured person

Felonious Assault Benefit

$50,000